AKANDE, Joseph Olorunfemi, and Farai KWENDA. “COMPETITIVE CONDITION OF SUB-SAHARAN AFRICA COMMERCIAL BANKS”. Studia Universitatis Babeș-Bolyai Oeconomica, vol. 62, no. 2, Aug. 2017, pp. 55-76, https://studia.reviste.ubbcluj.ro/index.php/subboeconomica/article/view/2671.