BIYASE, Mduduzi; FISHER, Bianca. DETERMINANTS OF ACCESS TO FORMAL CREDIT BY THE POOR HOUSEHOLDS. Studia Universitatis Babeș-Bolyai Oeconomica, [S. l.], v. 62, n. 1, p. 50–60, 2017. Disponível em: https://studia.reviste.ubbcluj.ro/index.php/subboeconomica/article/view/2655. Acesso em: 5 feb. 2025.