MOLDOVÁN, Imola-Zsuzsánna; SĂPLĂCAN, Zsuzsa. WHAT MAKES ROMANIANS TO BANK ON THEIR SMARTPHONES? DETERMINANTS OF MOBILE BANKING ADOPTION. Studia Universitatis Babeș-Bolyai Negotia, [S. l.], v. 63, n. 1, p. 5–33, 2018. DOI: 10.24193/subbnegotia.2018.1.01. Disponível em: https://studia.reviste.ubbcluj.ro/index.php/subbnegotia/article/view/2668. Acesso em: 10 jan. 2025.